1. What each component is
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Phoenix Wallet
- A self-custodial Bitcoin Lightning wallet by ACINQ.
- Seamless channels, one-wallet = one-node.
- Perfect for spending/receiving Lightning payments without manual channel management.
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Robosats
- A peer-to-peer (P2P) exchange for buying/selling Bitcoin with fiat.
- Uses Lightning escrow, Nostr communication, Tor browser friendly.
- Lets you acquire or sell BTC without KYC.
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Bolt Card
- An NFC card that works with LNURL-withdraw or LNURL-auth.
- Tap to pay at merchants or withdraw sats from supporting services.
- Tied to a Lightning wallet/node that funds the card.
2. Core flows (how the “equation” solves)
A. Get Bitcoin into Phoenix (via Robosats)
- Install Phoenix Wallet on phone.
- Go to Robosats (Tor browser or clearnet).
- Open or accept an order to buy BTC with your fiat method.
- Robosats creates a Lightning invoice for escrow.
- Pay that invoice from Phoenix Wallet → now escrow is funded.
- Once seller confirms payment, escrow releases BTC to your Phoenix Wallet.
→ Now Phoenix Wallet has sats from a P2P non-KYC trade.
B. Link Phoenix to Bolt Card (spending layer)
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Get a Bolt Card (e.g. from Bolt Card or LNBits vendors).
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In Phoenix Wallet, enable LNURL-withdraw support (built-in).
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Provision the Bolt Card with an LNURL-withdraw link from Phoenix.
- Phoenix generates LNURL withdraw address.
- Write it onto the Bolt Card using NFC and your phone.
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Test by tapping the card on a merchant’s POS or LNURL-withdraw demo site.
- Phoenix will serve the withdrawal, card triggers it.
→ Now your Phoenix wallet can be spent physically with just a card tap.
C. Combined workflow — full cycle
- Acquire sats: Fiat → Robosats → Phoenix Wallet.
- Custody: Phoenix automatically manages channels, funds are liquid Lightning sats.
- Spend: Link Phoenix → Bolt Card → Tap to pay merchant.
This forms a circular economy stack:
- Robosats (entry/exit fiat ↔ BTC).
- Phoenix (Lightning custody + spending wallet).
- Bolt Card (UX layer for physical payments).
3. Concrete example (step-by-step)
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You want to buy $50 of BTC in Trinidad:
- On Robosats, open a “Buy BTC with PayPal/Bank/Top-Up Card” offer.
- Escrow invoice is created.
- Pay that invoice with Phoenix Wallet.
- Complete fiat transfer to seller.
- BTC is released → you now have ~0.0009 BTC in Phoenix.
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You then provision your Bolt Card:
- Phoenix generates LNURL withdraw.
- Write LNURL to Bolt Card using LNBits tool or Phoenix NFC.
- Now at a café that supports LNURL, you tap the card.
- Merchant’s POS requests withdrawal, Phoenix sends sats.
4. Security notes
- Phoenix is non-custodial, but it requires inbound liquidity management by ACINQ; still secure.
- Robosats is KYC-less but you must use Tor/Nostr for max privacy.
- Bolt Card is only as safe as your linked wallet — if lost, someone can drain LNURL if not capped. Always set withdrawal limits.
5. Operational Notes
- Robosats escrow requires Lightning invoice capacity → Phoenix may need a swap-in fee if channel is small.
- Bolt Card may not be supported at all merchants (works best in BTC-friendly communities).
- LNURL withdraw has to be enabled properly; test with small amounts first.
👉 In simple terms:
- Phoenix Wallet = your Lightning bank.
- Robosats = your fiat↔BTC on-ramp/off-ramp.
- Bolt Card = your debit card for everyday payments.
